This web-site does not contain professional advice.

Smarty Hardy does not accept any liability for any losses which may be incurred in acting in reliance on information or materials contained on this site. If you require advice in relation to a specific matter, please contact the smartyhardy@smartyhardy.com.

This site is the property of Smarty Hardy, and may not be reproduced other than for the purpose of engaging Smarty Hardy.

Reproduction or use without the express written permission of Smarty Hardy is forbidden.

Questions and/or comments? 
Contact Us: Tel: 255 748 611 484  Tel 2: 255 754 250 260
P. O. Box 2610 Arusha, TANZANIA    
E-mail: smartyhardy@smartyhardy.com
Designed by: Concepts & Designs
Disclaimer - Copyright (c) 2007 Smarty Hardy. All rights reserved.